Term Life Insurance

Term life insurance is not just a benefit payment upon death; it also offers helpful features that employees can enjoy in life. Our term life insurance includes the flexible features you need to create a plan tailored to your company’s needs.

Plan features

• Waiver of premium – flexible designs for elimination periods, termination and disability definitions
• Living care benefit – options from 25 to 80 percent and $25,000 to $500,000
• Liberal benefit maximums and guarantee issue amounts – options from $10,000 to $500,000. Approval is required for amounts over $500,000.
• Dependent coverage – additional coverage for spouse and dependent children
• Portability – options for both employee and spouse to easily maintain the features and benefits of their current coverage; ported coverage does not terminate when master policy terminates

Optional add-ons

• Accidental death & dismemberment – several unique suites including travel, family and catastrophe
• Employee Assistance Program – Basic and Comprehensive plans available
• AbsencePro** – full-service assistance with Family Medical Leave Act (FMLA) Administration and the Americans with Disabilities Act (ADA) administration.
• Travel Assistance* – help during emergencies away from home
• Will Preparation – a free online will preparation services

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© 2024 Mutual of Omaha Insurance Company. All rights reserved.

Life insurance underwritten by United of Omaha Life Insurance Company, Mutual of Omaha Plaza, Omaha, NE 68175. United of Omaha is licensed nationwide, except in New York. Policy form number 7000GM-U-EZ 2010 or state equivalent (7000GM-U-EZ 2010 NC). In New York, life insurance is underwritten by Companion Life Insurance Company, 888 Veterans Memorial Highway, Suite 515, Hauppauge, NY 11788. Companion is licensed in New York. Policy form number 7000GM-C-EZ 2010. Some exclusions, limitations and reductions may apply.

* Brought to you by Mutual of Omaha. Services provided by AXA Assistance U.S.A.

** Brought to you by Mutual of Omaha. Services provided by FMLASource.